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Clearkept

For sole traders and landlords · Making Tax Digital

Sorted. Proven. Gone.

Every line sorted into HMRC’s categories. Every choice on record. Nothing kept.

Quarterly totals for your MTD software, in minutes.

Start a test run — £7Pre-order 2027/28 — £29

No account. Not tax advice — you decide every line.

Sorted

Every bank line gets a suggested HMRC category. You confirm or change it; unclear lines wait for your decision.

Proven

An Excel audit trail: each line’s category, your choice, your note and when you made it.

Gone

Your bank file is read in your browser. Nothing is stored, and the page clears when you finish.

What you get

A Clearkept totals CSV made from sample data: six rows, one per HMRC category, with income source, trade, HMRC category, year-to-date amount, period start and period end.

Totals CSV

Import this into your MTD software.

Year-to-date totals by HMRC category, one file per quarter, ready to import into your bridging or MTD software. You then check and submit there.

The Ledger tab of a Clearkept workbook made from sample data: ten bank lines with date, description, money in, money out, HMRC category, flag, the customer’s action and their note. One line was changed, with a note saying why; one is flagged “May be personal”.

Excel workbook

Keep this: your audit trail.

Every line, its category, your choice and your note. Keep it for at least 5 years after the 31 January filing deadline, in case HMRC asks.

Clearkept doesn’t file anything. Your MTD software sends your update to HMRC.

See exactly what you get

How it works

  1. Month 1: upload your bank CSV

    From 6 April, or just this month.

  2. Confirm each category

    Accept, change or mark personal; add a note where you change one.

  3. Download your totals CSV and workbook

    Import the totals into your MTD software; keep the workbook.

  4. Month 2 onwards: upload last month’s workbook + the new month’s CSV

    Choices you’ve already made carry over, so known payees are sorted for you and only new lines need a look.

    Coming with the 2027/28 year pass

Pricing

2027/28 year pass

£29

All your packs for the 2027/28 tax year — do it monthly. Refundable any time before 6 April 2027.

Pre-order 2027/28 — £29

Questions

Is this tax advice?

No. Clearkept suggests an HMRC category for each line and you decide. For advice, speak to an accountant or a tax adviser.

Does Clearkept file with HMRC?

No. You send your quarterly updates and tax return yourself, through your own MTD software or HMRC’s online services.

Why not use an accountant?

Many accountants are full and fees are going up. Clearkept lets you do the sorting yourself, with every choice on record — you can still ask an accountant for advice.

Which banks?

CSV exports from the main UK banks and American Express. For any other bank you choose which column is the date, description and amount.

Can I get my pre-order money back?

Yes, any time before 6 April 2027.

More questions